Life is unpredictable. While we can’t control everything, we can prepare for the unexpected. At Financial Independence Network (FIN), we don’t just hope for the best; we plan for it. Our T.E.A.M. principles helps to ensure your money works harder and smarter for you, providing a robust strategy to mitigate financial risks and stabilize your financial future.
Here, we believe being ethical is the only way to be successful. Doing what’s best for you is the foundation of how we do business.
We leverage tax-favorable accounts to help maximize your savings and minimize your taxes.
We find strategies to help minimize fees and eliminate hidden costs, so more of your money stays invested.
We diversify your portfolio to help reduce risk and enhance growth.
We help create income streams that you can’t outlive, maintaining your standard of living in retirement.
“Every new client needs to know when they work with Financial Independence Network they always come first. We go above and beyond to demonstrate our ethics and reputation as an honest, reputable, and caring professionals. We will not compromise in our quest to provide top-notch service.”
Frank Gargano
FIN Founder & President
Frank devoted the majority of his 30+ years of industry tenure working with three leading financial services firms. His experience includes the design and implementation of a financial services operation for one out of three Fortune 500 companies with which he partnered. The pilot operation became a new way of doing business for the entire company’s distribution system. Following the success of the pilot firm, he was promoted to Managing Director and led one of the company’s premier distribution profit centers. Frank held the position of Vice President with the two other Fortune 500 companies he worked with before forming his own firm, Financial Independence Network.
In addition to his daily work responsibilities, Frank also taught as an Adjunct Professor at New York’s Pace University Lubin School of Business (Center For Professional Education). His main duties included the education of matriculating Certified Financial Planner (CFP) candidates. The CFP course work he taught was in retirement planning and employee benefits. Frank’s in-depth experience in this area has proven to be an important asset to those in need of professional retirement planning services.
Operations & Marketing
Elana has held the position of Director of Marketing for two of New York City’s leading financial services firms. Throughout her tenure, Elana’s experience encompassed all areas of client, firm and representative marketing initiatives and program training. She designed all marketing materials, advertising and multimedia currently used to promote the firm and its representing agents.
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In addition, she coordinated all public events and set the standards for which all future promotions are held. Most recently, Elana worked within the Advanced Marketing framework to create and implement target market programs that coordinate the unique abilities of financial professionals to offer clients teams of advisors. As a member of Financial Independence Network, Elana’s responsibilities include the coordination and management of all marketing initiatives and education-based programs.
Chief Investment Officer
Strategic Consultant
VP, Business Development
Strategic Consultant
Financial Independence Network, LLC.
661 Shunpike Rd
Suite 8
Green Village, New Jersey 07935
(973) 912-8114
fgargano@finlive.com
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Investment advisory services offered by duly registered individuals on behalf of CreativeOne Wealth, LLC a Registered Investment Adviser. CreativeOne Wealth, LLC and Financial Independence Network, LLC are unaffiliated entities.
Licensed Insurance Professional. We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice.

Investing involves risk, including the loss of principal. No Investment strategy can guarantee a profit or protect against loss in a period of declining values. Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company.
Provided content is for overview and informational purposes only and is not intended and should not be relied upon as individualized tax, legal, fiduciary, or investment advice. By contacting us, downloading booklets, or attending events, you may be offered a meeting to discuss how our insurance and other services can meet your retirement needs. The presenters of this information are not associated with, or endorsed by, the Social Security Administration or any other government agency.