Accidents Happen. Unfortunately, so does illness, unforeseen financial problems, lawsuits, disabilities, and of course – death. Although we cannot predict, or in most cases, prevent these circumstances from happening, we can plan effectively to protect ourselves and those we care about from the financial devastation of such occurrences.
Risk management or the transfer of risk to an insurer is a cost-effective way to be proactive in keeping on track to help reach your short, mid, and long-range goals. Although the life of an individual cannot be replaced, the economic value of a human being can be. As an independent firm, we have access to virtually every approved insurance carrier in your state. With this in mind, we do not bias our recommendations to any one company or product line. Rest assured, we will identify the most suitable option for your insurance needs.
Coverages available−but not limited to:
- Life insurance (e.g. individual, key person, buy/sell agreements, irrevocable life insurance trusts)
- Disability income insurance
- Long-term care insurance